Privacy Policy

PRIVACY POLICY

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Effective Date: 9/30/2023

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1. INTRODUCTION

Welcome to WorthyFX Tech LLC ("WorthyFX Tech," "we," "our," or "us"). This Privacy Policy is designed to inform you about how we collect, use, and protect your personal data when you interact with our websites, applications, products, and services (collectively referred to as the "WorthyFX Tech Services" or "Services"). Your privacy is important to us, and we are committed to maintaining the confidentiality and security of your personal data. Please take a moment to read this Privacy Policy carefully to understand our practices regarding your personal data.

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2. PERSONAL DATA WE COLLECT

2.1 Categories of Personal Data

The personal data we collect may include:

• Contact Information: Such as your name, email address, postal address, and phone number.

• Account Information: Including your username, password, and other credentials used to access our Services.

• Payment Information: When you make purchases through our Services, we collect payment card details or other financial information necessary to process payments.

• Profile Information: Data you provide when creating or updating your profile, including your preferences, interests, and profile picture.

• Usage Information: Information about how you interact with our Services, including your browsing history, search queries, and information about the device and browser you use.

• Location Information: We may collect location information if you grant us permission through your device settings or the app.

• Communications: Correspondence and communications between you and us, such as emails, chats, or other messages.

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2.2 Special Categories of Personal Data

We do not intentionally collect any special categories of personal data (also known as sensitive data) unless specifically provided by you for a particular purpose, such as for accommodations related to disabilities.

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3. HOW AND WHY WE USE YOUR PERSONAL DATA

3.1 Legal Basis for Processing

We process your personal data in accordance with applicable U.S. privacy laws and regulations. The legal basis for processing your data may include:

• Contractual Necessity: Processing your data to fulfill our contractual obligations when you use our Services.

• Legal Obligations: Complying with legal requirements, such as tax and financial reporting.

• Legitimate Interests: Pursuing our legitimate interests, such as improving our Services, responding to your inquiries, and protecting our business.

• Consent: Where required by law, processing with your consent, such as sending marketing communications.

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3.2 Purpose of Processing

We may process your personal data for various purposes, including:

• Providing and improving the WorthyFX Tech Services.

• Responding to your requests and inquiries.

• Sending you marketing communications in accordance with applicable laws.

• Monitoring and analyzing usage patterns.

• Diagnosing technical problems and bugs.

• Administering and protecting our business and Sites.

• Enhancing, customizing, and improving the WorthyFX Tech Services.

• For security and monitoring purposes, including fraud detection and prevention.

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3.3 Unrelated Processing

We will only process your personal data for the purposes for which we have collected it. If we need to use your personal data for another reason, we will explain the legal basis that allows us to do so.

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3.4 Consent Withdrawal

If you have provided consent, you can withdraw it at any time by contacting us or following the unsubscribe instructions in our marketing communications.

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3.5 Processing without Consent

Please note that we may process your personal data without your knowledge or consent when required or permitted by law.

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4. HOW WE SHARE YOUR PERSONAL DATA

4.1 Categories of Recipients

We may share your personal data with the following categories of recipients:

• Service Providers: Third-party service providers who perform functions such as hosting, customer support, marketing, analytics, and payment processing.

• Business Partners: Sharing data with business partners for legitimate purposes or service provision.

• Corporate Affiliates: Sharing data with our corporate affiliates as described in this Privacy Policy.

• Event Organizers: For event attendees, sharing data with event organizers.

• Compliance with Law: Disclosing data as required by applicable law, regulation, legal process, or government request.

• Protection of Rights: Sharing data to enforce our terms, protect our rights, privacy, safety, or property, or that of others.

• Business Transfer: In connection with mergers, acquisitions, asset sales, or other business transfers.

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4.2 Aggregated or Anonymized Data

We may also share aggregated or anonymized data with third parties for purposes such as research, analytics, and improving our services.

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4.3 Data Security

When sharing your personal data with third parties, we take measures to ensure its security and compliance with this Privacy Policy.

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5. INTERNATIONAL TRANSFERS OF YOUR PERSONAL DATA

5.1 Data Transfer Outside the United States

Your personal data may be transferred to, and processed in, countries outside of the United States. These countries may have different data protection laws.

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5.2 Data Protection Safeguards

We implement safeguards, including appropriate contractual clauses, to protect your personal data when transferred or processed outside of the United States, as required by applicable law.

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6. HOW LONG WE RETAIN YOUR PERSONAL DATA

6.1 Retention Period

We retain your personal data for as long as necessary to fulfill the purposes for which it was collected and to comply with legal, accounting, or reporting requirements.

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6.2 Determining Retention Period

We consider factors such as the type and sensitivity of the data, the potential risk from unauthorized use or disclosure, the purposes of processing, and legal requirements when determining the appropriate retention period.

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7. YOUR DATA PRIVACY RIGHTS

7.1 Your Rights

Subject to applicable law, you may have various rights regarding your personal data, including:

• Access: Request access to your personal data and receive a copy of it.

• Rectification: Request correction of inaccuracies in your personal data.

• Erasure: Request erasure of your personal data.

• Restriction: Request restriction of processing of your personal data.

• Objection: Object to processing based on legitimate interests.

• Data Portability: Request a copy of your data in a structured, machine-readable format.

• Withdrawal of Consent: If processing is based on your consent, you can withdraw it at any time.

• Right to Complain: Lodge a complaint with a supervisory authority if you believe your rights have been violated.

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7.2 Exercising Your Rights

To exercise these rights, please contact us using the details provided in Section 12 below.

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8. SECURITY OF YOUR PERSONAL DATA

8.1 Data Security Measures

We implement technical and organizational measures to protect your personal data from unauthorized or unlawful processing, loss, destruction, or damage, aiming to ensure its confidentiality, integrity, and availability.

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8.2 Security Disclaimer

While we strive to protect your personal data, no data transmission or storage can be guaranteed to be 100% secure. If you believe your interaction with us is no longer secure, please notify us promptly.

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9. PERSONAL INFORMATION THAT WE COLLECT, USE, AND DISCLOSE

In this section, we outline the categories of personal information (PI) collected, the business or commercial purposes for which we collect it, and the categories of third parties with whom we may disclose or share this information as required under the California Consumer Privacy Act (CCPA).

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Identifiers

PI we collect in this category:

• Registration, contact, and company information

• Visitation data

• Third-party source data

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Business/commercial purpose for collection:

• Providing and facilitating delivery of the WorthyFX Tech Services and Sites

• Communicating with you about the WorthyFX Tech Services and providing customer support

• Improving the WorthyFX Tech Services and Sites

• Sending marketing communications

• Registering office visitors

• Managing event registrations and attendance

• Maintaining security of the WorthyFX Tech Services and Sites

• Displaying personalized advertisements

• Carrying out other legitimate business purposes

• Complying with legal obligations

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Categories of third parties to whom we "disclose" PI for a business purpose:

• WorthyFX Tech group companies

• Service providers

• Advertising partners

• Professional advisors

• Authorities and others

• Business transferees

• Advertising partners (to facilitate online advertising)

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Professional or employment-related data

PI we collect in this category:

• Registration, contact, and company information

• Third-party source data

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Business/commercial purpose for collection:

• Providing and facilitating delivery of the WorthyFX Tech Services and Sites

• Communicating with you about the WorthyFX Tech Services and providing customer support

• Improving the WorthyFX Tech Services and Sites

• Sending marketing communications

• Registering office visitors

• Managing event registrations and attendance

• Displaying personalized advertisements

• Carrying out other legitimate business purposes

• Complying with legal obligations

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Categories of third parties to whom we "disclose" PI for a business purpose:

• WorthyFX Tech group companies

• Service providers

• Advertising partners

• Professional advisors

• Authorities and others

• Business transferees

• Advertising partners (to facilitate online advertising)

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Financial information

PI we collect in this category:

• Payment information

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Business/commercial purpose for collection:

• Providing and facilitating delivery of the WorthyFX Tech Services and Sites

• Carrying out other legitimate business purposes

• Complying with legal obligations

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Categories of third parties to whom we "disclose" PI for a business purpose:

• WorthyFX Tech group companies

• Service providers

• Professional advisors

• Authorities and others

• Business transferees

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Internet or network information

PI we collect in this category:

• Device data

• Service data

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Business/commercial purpose for collection:

• Providing and facilitating delivery of the WorthyFX Tech Services and Sites

• Communicating with you about the WorthyFX Tech Services and providing customer support

• Improving the WorthyFX Tech Services and Sites

• Sending marketing communications

• Maintaining security of the WorthyFX Tech Services and Sites

• Displaying personalized advertisements

• Carrying out other legitimate business purposes

• Complying with legal obligations

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Categories of third parties to whom we "disclose" PI for a business purpose:

• WorthyFX Tech group companies

• Service providers

• Advertising partners

• Professional advisors

• Authorities and others

• Business transferees

• Advertising partners (to facilitate online advertising)

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Sensory information

PI we collect in this category:

• Registration, contact, and company information

• Visitation data

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Business/commercial purpose for collection:

• Providing and facilitating delivery of the WorthyFX Tech Services and Sites

• Registering office visitors

• Managing event registrations and attendance

• Carrying out other legitimate business purposes

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Categories of third parties to whom we "disclose" PI for a business purpose:

• WorthyFX Tech group companies

• Service providers

• Professional advisors

• Authorities and others

• Business transferees

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Inferences

PI we collect in this category:

• Data derived from the above categories

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Business/commercial purpose for collection:

• Providing and facilitating delivery of the WorthyFX Tech Services and Sites

• Improving the WorthyFX Tech Services and Sites

• Sending marketing communications

• Displaying personalized advertisements

• Carrying out other legitimate business purposes

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Categories of third parties to whom we "disclose" PI for a business purpose:

• WorthyFX Tech group companies

• Service providers

• Advertising partners

• Professional advisors

• Authorities and others

• Business transferees

• Advertising partners (to facilitate online advertising)

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10. CONSENT MECHANISMS AND COOKIES

10.1 Consent Mechanisms

We use cookie consent banners to obtain your consent before placing cookies on your device. By using our Services, you consent to the use of cookies and tracking technologies as described below.

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10.2 Cookies and Tracking

We use cookies on our website for various purposes. Here are the cookies we use:

• XSRF-TOKEN: Used for security reasons. Duration: Session. Type: Essential.

• hs: Used for security reasons. Duration: Session. Type: Essential.

• svSession: Used in connection with user login. Duration: 12 months. Type: Essential.

• SSR-caching: Used to indicate the system from which the site was rendered. Duration: 1 minute. Type: Essential.

• _wixCIDX: Used for system monitoring/debugging. Duration: 3 months. Type: Essential.

• _wix_browser_sess: Used for system monitoring/debugging. Duration: Session. Type: Essential.

• consent-policy: Used for cookie banner parameters. Duration: 12 months. Type: Essential.

• smSession: Used to identify logged-in site members. Duration: Session. Type: Essential.

• TS: Used for security and anti-fraud reasons. Duration: Session. Type: Essential.

• bSession: Used for system effectiveness measurement. Duration: 30 minutes. Type: Essential.

• fedops.logger.X: Used for stability/effectiveness measurement. Duration: 12 months. Type: Essential.

• wixLanguage: Used on multilingual websites to save user language preference. Duration: 12 months. Type: Functional.

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You can manage your cookie preferences by adjusting your browser settings. Please note that disabling certain cookies may affect the functionality of our website.

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11. CHILDREN'S DATA

Our Services are intended for individuals aged 18 and over. We do not knowingly collect personal data from anyone under the age of 18. If you are a parent or guardian and believe that your child has provided us with personal data, please contact us, and we will take steps to delete such data.

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12. CONTACT US

If you have questions or concerns about this Privacy Policy or our data practices, or if you wish to exercise your rights, please contact us at:

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Postal Address: WorthyFX Tech LLC 317 E Capitol St 2nd Suite 200 Jackson, MS 39201 USA

Email Address: privacy@worthyfxtech.com

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13. SUPPLEMENTAL TERMS

13.1 This Privacy Policy is supplemented by additional terms and conditions and policies that apply to specific WorthyFX Tech Services. Please review these supplemental terms and conditions and policies in conjunction with this Privacy Policy.

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